Let REVARI (Real Estate Valuation and Research Inc.) serve your appraisal needs

To many, an appraisal is simply a line item in the long list of items for a mortgage or refinance. And while there are a budding number of automated home valuation methods that may seem cheaper than an appraisal, the majority of lenders still call for a local expert because the stakes are very high. You might assume that securing a mortgage is the only reason to get an appraisal, but there are more instances when the services of a licensed, independent real estate professional might come in handy.

Let REVARI  (Real Estate Valuation and Research Inc.) assist you in lowering your mortgage payment

Appeal your tax assessment in Sullivan County

It's probable you're paying too much in property taxes if you reside in an area where property values have declined. Property taxes are based upon a past assessment of your house, so if values are less than what they used to be in your area, you can appeal your assessment and save money. An appraisal from REVARI (Real Estate Valuation and Research Inc.) is your best evidence when building your case. We're qualified to assist you in appealing your tax assessment.

Getting rid of your PMI for mortgage payments

Private Mortgage Insurance, or PMI, is a supplemental insurance policy that many lenders ask homebuyers to buy when the amount being loaned to the buyer is more than 80% of the actual value of the real estate. Since the extra payment is usually lumped into the monthly mortgage payment, it is often forgotten. This is bad because PMI is no longer required when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress requiring lenders to remove the PMI installments when the loan-to-value ratio conditions have been met.

If you'd like to do away with PMI, REVARI (Real Estate Valuation and Research Inc.) will produce a statement regarding the value of your home. The expense of the appraisal can usually be recovered in just a few months because you'll no longer be paying the PMI.

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Get a clear valuation on a home for divorce settlements

A divorce is a very traumatic event for the parties involved, and it is often further complicated by the troublesome decision of who gets the house. Regardless of the circumstances, it's a good idea to get an appraisal from REVARI (Real Estate Valuation and Research Inc.) so both parties are entirely aware of the true market value of their house.

If the parties want to sell the home, they'll have a better idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Determine a fair and accurate valuation for estate liquidation

The loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the fullest degree of discretion.

Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to take care of these issues. And seeing that a home or other property often makes up an unequal share of the total estate value, knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten a fair deal.

Relocate to or from Sullivan County for work

We know the headaches associated with an employee relocation. That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive features of their property, as well as information about any new sales or listings in their area that they want considered during our intensive inspection.

Close on your home promptly — for an accurate price

A professional appraisal can help you make a better educated decision regarding your selling price, whether you want to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees are based on our efforts to complete the appraisal report and and aren't related to the sales price.

On a daily basis, we determine the difference in value things like an additional bathroom or a kitchen remodel can make. Obtaining a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long properties are one the market.

Let REVARI  (Real Estate Valuation and Research Inc.) help you sell your home quickly at the right price