Let REVARI (Real Estate Valuation and Research Inc.) handle your appraisal needsYear after year, thousands of people in New Hampshire purchase, sell or refinance their home. Most of these transactions involve a simple line item for an appraisal. While there are a growing number of automated home valuation systems that might appear to be more economical than an appraisal, the majority of lenders still call for a local expert because the stakes are so high. You might believe that getting a mortgage is the only reason to get an appraisal, but there are other situations when the services of a certified, independent real estate professional could be helpful. Challenge your tax assessment in Sullivan CountyIt's quite possible you're paying too much in property taxes if you live in an area where property values have depreciated. Property taxes are determined by a previous assessment of your real estate, so if prices are less than what they used to be in your area, you can challenge your assessment and save money. When building your case, an appraisal from us is your best evidence. At REVARI (Real Estate Valuation and Research Inc.), we're qualified to assist you in challenging your tax assessment. Getting rid of your PMI for mortgage paymentsWhen the amount being loaned to the homeowneris more than 80% of the actual value of the real estate, most lenders ask homeowners to purchase this added insurance plan. That policy is Private Mortgage Insurance, or PMI. This additional payment is often bundled into the monthly mortgage payment and is soon forgotten. PMI is unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - goes below the 80% mark, making this very unfortunate. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to dismiss the PMI payments when the loan-to-value ratio conditions have been met. REVARI (Real Estate Valuation and Research Inc.) can produce a statement regarding the value of your home, and the expense of the home valuation can generally be regained in just a few months because you'll no longer be paying the PMI. Order your appraisal from REVARI (Real Estate Valuation and Research Inc.) today Order todayGet a fair valuation on a home for divorce settlementsA divorce can be an especially traumatic ordeal for both parties, and it is often more complicated by the strenuous decision of who maintains the house. Regardless of the situation, it's a good idea to order an appraisal from REVARI (Real Estate Valuation and Research Inc.) so both parties are completely aware of the true market value of their house. If the parties wish to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment. Fair and accurate estate liquidationThe death of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the residential property involved. We ensure the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Most Americans don't have dedicated estate planners or executors to handle these issues, unlike wealthy individuals. And since a home or other property often makes up an unequal share of the total estate value, understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've gotten an honest deal. Relocate to or from Sullivan County through an employee relocation programEmployee relocation is a stressful event, and we understand. That being said, we take great care in organizing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive aspects of their property, as well as information about any recent sales or listings in their neighborhood that they want considered during our intensive inspection. Close on your home promptly — for the right priceA professional appraisal can help you make a more informed decision when determining your asking price, whether you want to sell your home on your own or use the assistance of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are based on our efforts to complete the appraisal report and not a percentage of the sales price. On a daily basis, we analyze the difference in value items like an additional bathroom or a kitchen remodel can make. And we're experts in knowing how long housesare on the market. So, obtaining a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. |