Attention homeowners in Claremont and Sullivan County: Need an appraisal?
Here are the top 7 reasons NH homeowners use REVARI (Real Estate Valuation and Research Inc.):
Need help deciding the value of your house in or near Claremont, NH?
We at REVARI (Real Estate Valuation and Research Inc.) understand the individual needs of a customer in need of appraisal services. Our regular business clients are used to the appraisal process and the customary "products" we deliver to them. As our client, we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at REVARI (Real Estate Valuation and Research Inc.), are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It gives you something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value assessment than yours.
PMI Removal Appraisals
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive money saver for homeowners. Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. REVARI (Real Estate Valuation and Research Inc.) is qualified in helping clients just like you rid themselves of unnecessary PMI insurance.
Challenge property tax assessments
Lets say you live in an area that's declining -- your local tax assessor may have your home overvalued. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. Getting an appraisal from REVARI (Real Estate Valuation and Research Inc.) is your strongest weapon when contesting your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. Not only can this be inopportune from a cash flow standpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. REVARI (Real Estate Valuation and Research Inc.) can help you reinstate your HELOC.
We Also Provide Field and Desktop Appraisal Review Services
Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for preciseness? In a field review we will go out and check the subject and comparables. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help you with that While typically requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your property.